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Tips for Buying Travel Insurance

by Allie Moore

Aug 23, 2019

© Andrey Popov | Dreamstime

Tips / Travel

Deciding to purchase travel insurance can either be a lifesaver or a waste of money, depending on your personal circumstances, your travel experience and the company you choose to purchase insurance from. Before you decide whether travel insurance is right for you, consider the following tips.

 

Check to see if you’re already insured. Your rewards credit card may already come with coverage for certain travel expenses like flights. Similary, your life or health insurance may also provide coverage for travel expenses. Double check your plans and benefits to make sure you don’t double up on paying for insurance.

 

Review benefits closely. When you’re presented with sample benefits, read them carefully and make sure you’ll be covered for what you need. If you’re traveling alone, for example, you may not need as much coverage as a couple or a family traveling together, and if you’re only planning to take a carry-on bag, you most likely won’t need coverage for lost luggage. Also be sure to read the exclusions as some benefits listed as part of the plan may be excluded based on certain factors like forces of nature.

 

Research and shop around. There are a lot of too-good-to-be-true travel plans out there. If you’re eyeing a plan with a lesser-known name, do a bit of legwork to find reviews from those who used the company in the past. The Better Business Bureau is a great resource for validating insurance companies.

#TrazeeTravel

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