While there’s nothing wrong with paying a reasonable fee for a valuable service, several credit cards require foreign transaction fees that are simply unnecessary. Foreign transaction fees are as high as 3 percent with most banks and are added to any charge processed outside of the United States. You can get hit with the charges even when making a purchase in U.S. dollars.
Fortunately, an increasing number of credit cards are aware of the fee, and banks have responded by dropping the charge on more of their cards. Here are a few of the top cards with no foreign transaction fees.
Chase Sapphire Reserve Card, introduced last year, offers three times the award points on travel spending, including airfare, hotels, car rentals and several other expenses.
The Citi ThankYou Premier Card is a mid-range travel rewards card without foreign transaction fees geared toward international travel. It features three times the number of points for all travel including hotels and entertainment, double points at restaurants and one point per dollar spent elsewhere.
The Starwood Preferred Guest Credit Card from American Express dropped its 2.7 percent foreign transaction fee and added new benefits including Boingo WiFi and complimentary premium in-room internet access.
Platinum Card from American Express features no foreign transaction fees, and American Express also recently added a bonus category that makes it ideal for international airfare purchases. You can get five times the membership rewards points for all tickets purchased directly from the airline. Benefits include a $200 annual airline fee credit, a $100 Global Entry fee credit and access to Delta Sky Clubs, Amex Centurion and Priority Pass Select Lounges.
My personal favorite is the Capital One Venture Card. Capital One doesn’t charge foreign transaction fees on any of its cards. The Venture card offers new applicants 40,000 bonus miles, worth $400, after spending $3,000 within three months of account opening.
The 1985 song “One Night in Bangkok” mentions many of the overindulgences of this city. One of them is massage parlors. Today, however, a Thai massage is considered an activity that improves one’s physical and mental well-being. The city has shed its former reputation as a place of wild nightlife and decadence, over the past few decades emerging as a major center for international commerce, wellness initiatives and tourism.
Finding a beachfront Punta Cana all-inclusive resort for all ages can be daunting when you want to take home great memories with loved ones but also experience a sophisticated escape. Now, you can have both thanks to a new resort: Finest Punta Cana.
With plastic product bans sweeping the country and American companies continuously finding ways to cut carbon emissions, new green initiatives in individual states seem to pop up every day. Based on data gathered by Zippia — a job-search site that also provides stats on the livability of certain cities — here is a current list of U.S. cities that have taken large steps toward becoming more environmentally friendly.
You’ve booked your flights, you’ve found your hotel, you’ve spent the last six months dreaming about your trip. One problem? You don’t know what to do once you get there. If only there was an app that acted as your own personal tour guide, that led you to the city’s top sights and hidden gems, helping you make remarkable discoveries …