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Debitize: Avoid Debt with this Credit Card Payment App

by Anne Flannery

Nov 21, 2017

credit © Witthaya Prasongsin | Dreamstime

Products / Other

You may still use your debit card like a credit card, but amid increasing security concerns, it seems a good portion of people shied away from that practice, opting instead to use a credit card or cash.

With the rewards many credit cards offer, they are a great way to get more for your money with every swipe. Credit card companies also offer a lot of security protection now and alert you at any sign of suspicious spending or behavior. The added bonus of using your credit card is that even if it is stolen, a thief will not have direct access to your back account and the ability to drain it within the short amount of time it takes for you to find out something is wrong.

This all sounds ideal except for how easy it is to overspend. Usually, you have little idea of how much you have spent until it is too late. Enter Debitize.This app manages your credit card spending for you. Instead of feeling disconnected from your spending, why not feel disconnected from your paying off? You will need to link your bank account, but once you do, everything else is taken care of for you. You simply spend on your credit card, Debitize deducts what you spend from your credit card every day and at the end of the month, it pays off your credit card bill in full. Over time, this also helps you understand and adjust your spending habits. Reducing the balances on your credit cards will improve your credit scores and you won’t have to worry about waking up to an insurmountable balance at the end of the month.

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