Qapital

Whether saving up for your next big trip or just your next big life purchase, if you’re managing money with a partner, things can get tricky. Qapital can help.

Forget spreadsheets and divvying up money after each payday. Qapital helps you create a personal money management program that works for two people.

It starts with being able to see all of your savings, investments and spending — both shared and separate — together in one place. This information can be drawn from multiple bank accounts, so you can swap financial info with your partner even if you don’t share an account. (However, if there’s certain financial info you don’t want your partner to see, you can adjust that in your app settings, too.)

Then, you can set shared goals, whether that’s a down payment on a house or a honeymoon. Rule settings will help you save even more without trying, such as the app’s round-up rule, which rounds up your purchases and then throws the extra change into savings.

Qapital plans come in three tiers. The Basic tier is $3 per month and includes the ability to create unlimited, personalized saving goals, use “rules” to trigger automatic saving, transfer money between goals, and share financial info with your partner.

The Complete tier is $6 per month and additionally offers the ability to pay your student loans from the app, use a Qapital Visa card and make investments from the app.

The Premier tier, at $12 per month, gives you access to new features and money missions, fun goals or tasks to complete with the intention of saving money. For example, a money mission might be to cancel a subscription service and start putting that monthly cost toward your savings goal.

However you use it, though, Qapital can help you save with your partner so you can build the financial life you want, together.